STATE OF NEW YORK
________________________________________________________________________
551
2023-2024 Regular Sessions
IN SENATE
January 5, 2023
___________
Introduced by Sen. ORTT -- read twice and ordered printed, and when
printed to be committed to the Committee on Consumer Protection
AN ACT to amend the general business law, in relation to the purchase of
firearms and firearm ammunition with a credit card or debit card
The People of the State of New York, represented in Senate and Assem-
bly, do enact as follows:
1 Section 1. The general business law is amended by adding a new article
2 29-BBB to read as follows:
3 ARTICLE 29-BBB
4 USAGE OF CREDIT CARDS TO PURCHASE CERTAIN GOODS
5 Section 529. Definitions.
6 529-a. Purchasing of certain goods with a credit card or debit
7 card.
8 § 529. Definitions. In this article, unless the context or subject
9 matter otherwise requires:
10 1. "Credit card" means and includes any credit card, credit plate,
11 charge plate, courtesy card, or other identification card or device
12 issued by a person to another person which may be used to obtain a cash
13 advance or a loan or credit or to purchase or lease property or services
14 on the credit of the issuer or of the holder;
15 2. "Debit card" means a card, plate or other similar device issued by
16 a person to another person which may be used, without a personal iden-
17 tification number, code or similar identification number, to purchase or
18 lease property or services. The term does not include a credit card or a
19 check, draft or similar instrument.
20 3. "Person" includes an individual, corporation, partnership or asso-
21 ciation, two or more persons having a joint or common interest or any
22 other legal or commercial entity;
23 4. "Issuer" means a person who issues a credit card or a debit card;
EXPLANATION--Matter in italics (underscored) is new; matter in brackets
[ ] is old law to be omitted.
LBD03326-01-3
S. 551 2
1 5. "Holder" means a person to whom such a credit card or debit card is
2 issued or who has agreed with the issuer to pay obligations arising from
3 the use of a credit card or debit card issued to another person;
4 6. "Processor" means a person who facilitates the use of credit cards
5 or debit cards between a holder and a seller;
6 7. "Processor service" means the credit card or debit card facili-
7 tation service provided by the processor; and
8 8. "Seller" means any person who honors credit cards or debit cards
9 which may be used to purchase property.
10 § 529-a. Purchasing of certain goods with a credit card or debit card.
11 Every issuer and processor who does business within the state shall
12 allow for the use of their credit cards, debit cards, or processor
13 service for the purpose of purchasing firearms or firearm ammunition.
14 § 2. This act shall take effect on the thirtieth day after it shall
15 have become a law.