Existing law requires the Department of Insurance, headed by the Insurance Commissioner, to regulate specific classes of insurance, including liability, burglary, and legal insurance. Existing law prohibits an insurer from transacting any class of insurance that is not authorized by its charter.
This bill would express the intent of the Legislature to enact legislation that would prohibit an insurer from either selling or advertising liability coverage for bodily injury or property damage resulting from the insured’s discharge of a personal firearm.